The latest FCA consumer research reveals a cooling in UK crypto adoption. Ownership dropped to 8% in 2025, a noticeable decrease from the 12% recorded a year earlier.
The decrease represents a correction from last year’s high rather than a return to earlier lows, as the current ownership level is still substantially above 2021’s figure. Awareness continues to be nearly ubiquitous across the adult population at 91%.
Interestingly, the data points to a market where remaining holders are committing more capital. The value of typical holdings has risen, with marked increases in the mid-tier portfolio ranges. Holdings valued between £1,001 and £10,000 now represent a larger share of the user base.
For most users, the journey begins on a centralized exchange. These platforms are the entry point for 73% of crypto owners, who select them primarily based on user experience, trustworthiness, and robust security.
