Visa is making a strategic move to capture the future of B2B payments by piloting stablecoin-based settlements for international transfers.
The pilot integrates digital currencies like USDC and EURC into the Visa Direct platform, targeting the inefficiencies of traditional corporate cross-border payments.
The key innovation is treating stablecoins as pre-funded capital, allowing businesses to avoid locking up fiat currency for days. This directly addresses a major pain point: liquidity access. By focusing on scaling use cases for existing stablecoins through cards, settlement, and bank integrations, Visa is strengthening its infrastructure role.
When asked about issuing its own stablecoin, a spokesperson was non-committal, stating the current focus is on building the ecosystem with a planned limited availability by 2026.
